List of acronyms (using in Banking)

ATM            Automated Teller Machine
ATR             Assets Turnover Ratio
AVP            Assistant Voice President
AS            Authorized Signature
BBA             Bachelor of Business Administration
SWOT         Strength, Weaknesses, Threats, Opportunities
LIC            Letter of Credit
DD            Demand Draft
E-Banking         Electronic Banking
EBIT             Earning Before Interest and Tax
SEVP            Senior Executive Voice President
EVP             Executive Vice President
GPM             Gross Profit Margin
GM            General Manager
HBL             Habib Bank Limited
MCB             Muslim Commercial Bank
KBL             Khushali Bachat Account
MT            Mail Transfer
NBP             National Bank of Pakistan
OGI             Officer Grade 1
OGII             Officer Grade II
OGIII         Officer Grade III
IBS            Inter Branch Signature
RTC            Rupee Travel Cheque
PO            Pay Order
RM            Regional Manager





         RTD        Receivable Turnover in Days
          TT        Telegraphic Transfer
          ROI        Return on Investment
SVP            Senior Voice President
VP            Voice President
PLS             Profit and Loss Saving Account
PBC             Pakistan Banking Council
SBP             State Bank of Pakistan
SA            Saving Account
CA            Current Account
FA             Fixed Account
PLS            Profit And Loss Sharing Saving Account