Muslim Commercial Bank (Internship) 2

LIST OF CONTENTS

                                             

S. No	TOPIC	PAGE
	Preface …………………………………………………… Acknowledgment ……………………………………….. Executive summary………………………………………	I       II       III
1.	INTRODUCTION………………………………………….	1-3
	1.1         Background of the study………………………….	1
	1.2         Purpose of the report……………………….……	1
	1.3         Scope of report…………………………………...	2
	1.4                       Limitation of report……………………….………	2
	1.5     Methodology of report……………………………	2
	1.6     Scheme of the report……………………………..	3
2.	HISTORICAL BACKGROUND………………………	4-9
	2.1         BANKING………………………………...          Definition of bank	4
	2.2         History of Bank in Pakistan………………………	5
	2.3         Establishment of MCB………………………….	6
	2.4         Nationalization of MCB. ………………………	6
	2.5         Privatization of MCB………………………….	7
	2.6                       Objectives of MCB…………………….……….	7
	2.7                       Vision of MCB……………………………..…. 2.8                       Mission of MCB……………………………….   2.9     Functions of MCB………………………….….	8     8
	2.9    MCB’s Performance today ……………………	9
3.	ORGANIZATIONAL STRUCTURE…………………	10-23
	3.1         Management of MCB……………………….	10
	3.2         Division of MCB …………..………………..	18
	3.3         Branch Network………………………………..	22
	3.4         Progress at a Glance …………………………	23
4.	PRODUCT & SERVICES………………………………	24-36
	4.1            Deposits……………………………………..	24
	4.2            Products & services …………………………	25
	4.3            Different types of Accounts……….…………	33
	4.4                          Accounts offered in MCB……………………	35
5.	DEPARTMENTATION…………………………………..	37-48
	5.1            Cash Department………………………………	37
	5.2            Remittances department………………………...	38
	5.3            Accounting department …………………………	45
	5.4            Clearing department …………………………..	45
	5.5            Computer department ………………………..	45
	5.6            Advance department …………….…………..	46
	5.7            Foreign Exchange department ………………...	48
6.	HUMAN RESOURCE MANAGEMENT………………	49-54
	6.1            Selection & recruitment policy……………….....	49
	6.2            Employees training & development program…	50
	6.3            Promotion…………………………………..…	51
	6.4            Performance appraisal of employees………..….	52
	6.5            Salaries & wages……………………………….	53
	6.6            Fringe Benefits…………………………………	53
	6.7            Leave Policy…………………………………..	54
	6.8            Termination………………………………….	54
7.	OPERATIONAL  ANALYSIS………………………..	55-68
	7.1            Analysis of Planning in MCB …………………….	55
	7.2            Analysis of Organization Structure of MCB …..….	57
	7.3            Analysis of Financial Operations and Procedures…..	62
	7.4            Analysis of Personnel Management ……….……	64
8.	FINANCIAL ANALYSIS……………………………....	69-93
	8.1            Common size analysis……………………..	73
	8.2            Ratio Analysis………………………………..	75
	8.3            Critical analysis. ……………………………	85
	8.4      TOWS Analysis	90
9.	FINDING & RECOMMENDATION…………………….	94-95
10.	IMPLEMENTATION & ACTION PLAN……………..	96-101
9.	BIBLIOGRAPHY………………………………….............	102