Muslim Commercial Bank (Internship) 2 Chapter -8

INTERPRETATION:

Operating expense to total asset ratio indicates the operating expense expenditure to generate the total assets of the bank. The ratio decreased from the figure of 1.91% in the year 2006, to 1.35% in the year 2007. It may be caused due to decrease in service expenditure.

8.1.11 operating Expense to Deposit Ratio:

Operating Expense to Deposit Ratio = Operating expense x 100

                                                                  Deposit

Ratio for the year 2007= 5559267 x100 = 1.90%

                                          292098066

Ratio for the year 2006 = 6560711 x100 = 2.54%                   

                                         57461838