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· Van Horne, James.C & Wachowicz,John.M (1998) . Fundamentals of Financial Management. New Jersey : Tenth Edition, Prentice Hall Inc, Upper Saddle River . Page No: 121
· Siddiqi, Asrar H. (2003). Practice & Law of Banking in Pakistan . Karachi : Decent Print Enterprises. P.42
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· Siddiqi, Asrar H. (2003). Practice & Law of Banking in Pakistan . Karachi : Decent Print Enterprises. P.2-3
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